The Affordability Mapper turns income, cash, CPF, and existing commitments into a true maximum purchase price under TDSR or MSR at stress rates, with stamp duties, reno, and buffers already inside the number.
A bank tells you the maximum it will lend. It does not tell you what monthly payment lets your household breathe. The Mapper shows both, and the gap between them.
BSD, possible ABSD, legal fees, valuation, renovation, and moving costs land before the first mortgage payment. We surface the full upfront figure, not just the downpayment.
Every result is computed at the regulatory stress rate plus a HOMER buffer for one income pausing. If the plan survives that, it is a real plan.
Two minutes to run. A consultant can walk you through the result free.
