Just because you can sell does not mean you should, and definitely not blindly. We map your flat’s real resale position, your upgrade affordability, and your ABSD exposure into one clear pathway before you commit to anything.
Not the record-setting unit in the next block. Your floor, your size, your remaining lease, against actual resale transactions in your town.
MSR out, TDSR in. Sale proceeds, CPF refund with accrued interest, stamp duties, and reno. The honest number, not the showflat number.
Sell first, buy first, or contra. Each path has different ABSD, bridging, and temporary housing implications. The right answer depends on your numbers, not a rule of thumb.
Flat valuation range, estimated proceeds after loan and CPF refund, and a realistic next-purchase budget. One session, all cards on the table.
Using the Project Timeline tool, we plot listing, option dates, completion, and key collection for both transactions so the dates interlock instead of colliding.
Whether you need to pay ABSD upfront and claim remission, or sequence to avoid it entirely. Married couples, joint owners, and decoupling questions handled with current regulations.
Full HOMER selling system: pricing, marketing, viewings, negotiation.
Resale or new launch, screened with the same data rigour.
Not every MOP flat should be sold, and not every household should carry a bigger mortgage in the current rate environment. If your numbers say hold or right-size instead, we will say so. An upgrade that strains your cash flow is not an upgrade.
Free feasibility check: one session, your four key numbers filled in, yours to keep whatever you decide.
